#	Pagina
attuale pagina	/open-h2020/projects/200410/index.html

Opendata, web and dolomites

PENSUMO

Savings Loyalty System Based on Micro-Contributions from Retailers

Total Cost €

EC-Contrib. €

Partnership

Views

Outcomes and
results

PENSUMO project word cloud

Explore the words cloud of the PENSUMO project. It provides you a very rough idea of what is the project "PENSUMO" about.

pursuing citizens wellness commercial income purchase single traders secure global model agree funds governments realization sufficient branders contributions pensions pensumo age relationship pillar public surveys retirement platform particularity voluntary majority trendy beneficiary pension retailers customer 50 important free constitute safe innovative translated birth stimulating sustainable micro place plan 38 buy paper purpose people nearly made consumers savings action white published think save financial reward biggest consequence self saving shops time fold complementary

Project "PENSUMO" data sheet

The following table provides information about the project.

Coordinator	PLATAFORMA DE FIDELIZACION PENSUMO SOCIEDAD LIMITADA Organization address address: CALLE AUTONOMIA 7 EDIFICIO CIEM city: ZARAGOZA postcode: 50003 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.
Coordinator Country	Spain [ES]
Project website	http://www.pensionporconsumo.es
Total cost	71˙429 €
EC max contribution	50˙000 € (70%)
Programme	1. H2020-EU.3.6. (SOCIETAL CHALLENGES - Europe In A Changing World - Inclusive, Innovative And Reflective Societies) 2. H2020-EU.2.3.1. (Mainstreaming SME support, especially through a dedicated instrument)
Code Call	H2020-SMEINST-1-2015
Funding Scheme	SME-1
Starting year	2016
Duration (year-month-day)	from 2016-03-01 to 2016-05-31

Partnership

Take a look of project's partnership.

#	participants	country	role	EC contrib. [€]
1	PLATAFORMA DE FIDELIZACION PENSUMO SOCIEDAD LIMITADA PLATAFORMA DE FIDELIZACION PENSUMO SOCIEDAD LIMITADA Organization address address: CALLE AUTONOMIA 7 EDIFICIO CIEM city: ZARAGOZA postcode: 50003 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	ES (ZARAGOZA)	coordinator	50˙000.00

Map

Project objective

PENSUMO overall objective is to enable a secure and robust platform for stimulating consumers to save for the long term by an innovative reward system based on micro-contributions generated in every single purchase. Why self-management of savings is becoming so important? Financial wellness is becoming a trendy concept especially when we think in our future. While a majority of people agree that their governments will not be able to provide sufficient retirement funds, this realization is not translated into action: according to global surveys, only 38% are saving for old age, only 50% have some kind of financial plan in place, and nearly one in five do not know what will constitute their income in retirement. The European Commission has published a White Paper on Adequate, Safe and Sustainable Pensions. PENSUMO is an innovative model of commercial relationship between users and traders (retailers and branders) pursuing a two-fold purpose: (i) Customer Savings for the future (long-term) from the micro-contributions the retailers made in the Savings Plan consumer every time they buy in their associated shops. (ii) The biggest consequence of widespread use of this system among citizens, would be the birth of a new pillar of the pension system, complementary to the Public systems, with the particularity that is free and voluntary for beneficiary.

Are you the coordinator (or a participant) of this project? Plaese send me more information about the "PENSUMO" project.

For instance: the website url (it has not provided by EU-opendata yet), the logo, a more detailed description of the project (in plain text as a rtf file or a word file), some pictures (as picture files, not embedded into any word file), twitter account, linkedin page, etc.

Send me an email (fabio@fabiodisconzi.com) and I put them in your project's page as son as possible.

Thanks. And then put a link of this page into your project's website.

The information about "PENSUMO" are provided by the European Opendata Portal: CORDIS opendata.