CREDIT AND DEBT

CREDIT AND DEBT: PROTECTION OF VULNERABLE CONSUMERS IN EUROPEAN PRIVATE LAW

Coordinatore	UNIVERSITY OF LEEDS    more  Organization address address: WOODHOUSE LANE city: LEEDS postcode: LS2 9JT contact info Titolo: Ms. Nome: Kathy Cognome: Brownridge Email: send email Telefono: +44 113 343 6050 Fax: +44 113 343 4058
Nazionalità Coordinatore	United Kingdom [UK]
Totale costo	45˙000 €
EC contributo	45˙000 €
Programma	FP7-PEOPLE Specific programme "People" implementing the Seventh Framework Programme of the European Community for research, technological development and demonstration activities (2007 to 2013)
Code Call	FP7-PEOPLE-2007-2-2-ERG
Funding Scheme	MC-ERG
Anno di inizio	2008
Periodo (anno-mese-giorno)	2008-04-01   -   2011-10-29

 Partecipanti

#	participant	country	role	EC contrib. [€]
1	UNIVERSITY OF LEEDS  Organization address address: WOODHOUSE LANE city: LEEDS postcode: LS2 9JT contact info Titolo: Ms. Nome: Kathy Cognome: Brownridge Email: send email Telefono: +44 113 343 6050 Fax: +44 113 343 4058	UK (LEEDS)	coordinator	0.00
2	UNIVERSITY OF DURHAM  Organization address address: STOCKTON ROAD THE PALATINE CENTRE city: DURHAM postcode: DH1 3LE contact info Titolo: Ms. Nome: Paulina Cognome: Lubacz Email: send email Telefono: +44 (0) 191 33 46941 Fax: +44 (0) 191 33 46927	UK (DURHAM)	participant	0.00

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 Obiettivo del progetto (Objective)

'Introduction: As recent problems in the financial markets underscore access to credit and the treatment of indebtedness are increasingly important issues. Among the questions that arise: can and should financial services be more easily traded across borders? Will credit and debt prove the Achilles’ heel of the economy or the spur for growth? From a legal standpoint: where should protective instruments for vulnerable consumers be located, what is or should be their content and can or should protection be harmonised? While the Commission has argued for a single market in financial services (2005 White Paper/Financial Services), for greater coherence in EC consumer law (2007 Green Paper/Consumer Acquis) and contract law in general (2004 Communication/Contract law), financial services’ markets, measures of consumer protection and EC contract law remain highly fragmented. This project aims to tackle these issues from a legal perspective with a comparative study of the instruments protecting the vulnerable consumers from the full extent of his/her contractual obligations; instruments which vary from one Member State to the next but which centre on the instruments of undue influence, unconscionabilty and good faith.'