RISK COMMUNICATION

Designing Evidence-Based Communication for Elderly Consumers in Financial Distress

Coordinatore	UNIVERSITY OF LEEDS    more  Organization address address: WOODHOUSE LANE city: LEEDS postcode: LS2 9JT contact info Titolo: Mr. Nome: Martin Cognome: Hamilton Email: send email Telefono: +44 113 343 4090 Fax: +44 113 343 0949
Nazionalità Coordinatore	United Kingdom [UK]
Totale costo	309˙235 €
EC contributo	309˙235 €
Programma	FP7-PEOPLE Specific programme "People" implementing the Seventh Framework Programme of the European Community for research, technological development and demonstration activities (2007 to 2013)
Code Call	FP7-PEOPLE-2012-IIF
Funding Scheme	MC-IIF
Anno di inizio	2014
Periodo (anno-mese-giorno)	2014-01-01   -   2015-12-31

 Partecipanti

#	participant	country	role	EC contrib. [€]
1	UNIVERSITY OF LEEDS  Organization address address: WOODHOUSE LANE city: LEEDS postcode: LS2 9JT contact info Titolo: Mr. Nome: Martin Cognome: Hamilton Email: send email Telefono: +44 113 343 4090 Fax: +44 113 343 0949	UK (LEEDS)	coordinator	309˙235.20

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 Obiettivo del progetto (Objective)

'This proposal is to facilitate the transfer of the fellow’s internationally acclaimed expertise in behavioral economics, financial planning, and the design of financial education and counseling interventions into Europe, first, to use of principles of risk perception and risk communication to assess asset decumulation, debt management and financial planning strategies of European consumers in older age. Second, it aims to develop recommendations for the banking and financial advising industry, consumer protection agencies, and policy makers to assist in their communicating financial risks to those segments of European consumers that are particularly at risk of poverty in older age. The research will be conducted in the UK, Germany, and the Netherlands, which represent well distinct pension systems in Europe, employing expert interviews, systematic literature review, in-depth interviews and a confirmatory survey of elderly consumers, and the review of financial communications to develop evidence-based recommendations. The fellow will be hosted by Professor Bruine de Bruin, Chair of Behavioral Decision Making, Dr. Summers, Senior Lecturer and Director of the Centre for Decision Research, both of Leeds University Business School, and their international team at the Centre who are experts on risk perception, risk communication, and decision aids. The research will be deliberately designed to serve as template for an array of European countries, their financial planning contexts, and vulnerable population groups, thereby creating a significant multiplier effect. The investment of bringing the fellow’s expertise into Europe will contribute to increasing the financial stability of a growing, yet highly vulnerable aging population, thus directly generating social and economic benefits at EU level.'